Personal Insurance

•         Automobiles

•         Builders Risk

•         Classic Cars

•         Condominiums

•         Flood

•         Homeowners

•         Motorcycles

•         Recreational Vehicles

•         Renters / Tenants

•         Scheduled Articles (Collectibles, Jewelry, Fine Arts, Furs)

•         Townhomes

•         Umbrella Liability

•         Watercrafts

•         Individual Dental Plans

•         Individual Disability

•         Individual Life Insurance

•         Individual Long Term Care

•         Individual Medical Plans

•         Medicare Supplements

                                   Commercial Insurance

•         Automobiles / Trucks

•         Bonds

•         Builders Risk

•         Business Interruption and Extra Expense

•         Commercial General Liability and Product Liability

•         Crime / Employee Dishonesty

•         Directors and Officers Liability

•         Employee Benefits Liability

•         Employment Related Practices

•         Equipment Breakdown / Boiler and Machinery

•         Errors and Omissions / Professional Liability

•         Fiduciary Liability

•         Inland Marine

•         International / Foreign Business

•         Kidnap and Ransom

•         Liquor Liability

•         Ocean Cargo

•         Property Insurance

•         Special Events Insurance

•         Umbrella Liability

•         Workers Compensation

                                   Life Insurance

•         Buy / Sell Agreements

•         Deferred Compensation

•         Executive Bonus

•         Executive Carve Out Plans

•         Group Life Insurance

•         Impaired Risk

•         Key Person

•         Split Dollar Arrangements

•         Stock Redemption Plan

•         Succession Planning

•         Supplemental Employee Retirement Plans (SERP)

•         Survivorship Plans / Last to Die

•         Term Life Insurance

•         Universal Life Insurance

•         Voluntary / Supplemental Life Insurance

•         Whole Life Insurance

                                   Employee Benefits

•         401(k) Plans

•         Consumer-Driven Plan Designs

•         Disability Plans (Short Term and Long Term)

•         Executive Carve-Out Plans

•         Flexible Spending Accounts (FSA’s)

•         Group Dental Plans

•         Group Life and Accidental Death & Dismemberment (AD&D)

•         Group Long Term Care

•         Group Medical Plans (EPO’s, HMO’s, POS’s, PPO’s)

•         Health Reimbursement Arrangements (HRA’s)

•         Health Savings Accounts (HSA’s)

•         International Medical / Travel Plans

•         Medical Savings Accounts (MSA’s)

•         Payroll Deduction Plans

•         Professional Employer Organizations (PEO’s)

•         Qualified Sick Pay Plans

•         Section 125 Plans (Premium Only Plans)

•         Self-Funded or Partially Self-Funded Medical Plans

•         Vision Plans

•         Voluntary Programs

Value-Added Services

•         Claims Analysis and Plan Design

Claim Report Analysis

Comparative Data Analysis

Plan Design Implementation

•         Employee Benefit Assistance

COBRA

Employee Assistance Programs (EAP)

FMLA

HIPAA

•         Employee Communications

Awareness Posters and  Signage Programs

Custom Employee Payroll Stuffers

Open Enrollment Meetings

•         Safety, Health and Environmental Programs

Establish Safety Committees

Loss Prevention Programs

Workplace Safety Rewards Programs

•         Wellness Programs

Customize Employee Wellness Programs

Incentive Programs for Executives

Employee Health Fairs

Executive Carve-Out Plans